Money Wise Blog

A brand new month means a new set of great money saving coupons from Coupons.com! Use these to help you save money around the house. Remember to stack them with sales already at your local Kmart, Target, CVS, Rite Aid and other major retailers. This will ensure that your money will go further.

Here is a comprehensive list of them:

$1.50 OFF 1 NESTLE BUTTERFINGER 9.2oz Fun Size Bag
$1.50 OFF 1 Kahiki product 24 oz. or larger
$1.00 OFF 1 Newman’s Own Thin & Crispy Pizza
One Dollar 1 package of Hillshire Farm® Lunchmeat (8 oz. or larger)
One Dollar any 1 lb. of LAND O LAKES® Deli Cheese
One Dollar 1 Progresso Panko Crispy Bread Crumbs
$1.00 1 Kahiki product 13 oz. or smaller
One Dollar 1 Pemmican Beef Jerky or Beef Brisket, 3.25 oz
One Dollar 1 McCann’s Irish Oatmeal product
One Dollar 1 Hidden Valley Salad Kit
One Dollar Power of Fruit Frozen All-Fruit Bars
$1.00 1 Truvia Sweetener
$1.00 1 Weight Watchers Frozen Novelty Carton
One Dollar 5 Totino’s Crisp Crust Party Pizza Products
$0.75 OFF 1 Farm Rich Snack
$0.7$1.00 5 OFF 1 Kix, Berry Berry Kix, or Honey Kix
$0.75 OFF 1 Chex Cereal
$0.75 OFF 1 any flavor/variety Cascadian Farm product
$0.75 OFF 1 Cinnamon Burst Cheerios cereal
$0.75 OFF 1 KRAFT 2% Milk Singles Cheese product
$0.75 OFF 1 Roman Meal Bread
$0.75 OFF 2 Frozen Pillsbury Grands! Biscuits
$0.60 OFF 2 Pillsbury Toaster Strudel Pastries
$0.50 OFF 1 Original Cheerios cereal
$0.50 OFF 2 Pillsbury Rolled Refrigerated Pie Crusts
$0.50 OFF 1 any flavor 8 OZ. OR LARGER Gardetto’s Snack Mix
$0.50 OFF 1 any flavor Yoplait Kids Cup Yogurt
$0.50 OFF 1 package of STOVE TOP Stuffing Mix
$0.50 OFF 1 HORMEL NATURAL CHOICE Deli Sandwich Meat. Any variety
$0.50 OFF 1 package of KRAFT HOMESTYLE Macaroni & Cheese Dinner
$0.50 OFF 2 flavor 4.5 OZ. OR LARGER Chex Mix OR Chex 100 Calorie Snack
$0.50 OFF 1 can of Diamond Crystal Sea Salt
$0.50 OFF 1 package of any Tetley Tea
$0.40 OFF Totinos Rolls Snacks
$0.35 OFF 1 Pepperidge Farm Goldfish Grahams
$0.30 OFF 1 can of Diamond Crystal Kosher Salt
$0.30 OFF 1 FRENCH’S Classic Yellow Mustard
1 Free bottle of Ujuice when you buy TWO (2) Bottles of Ujuice
$5.00 OFF 1 K-Y Brand Premium Product
three dollars OFF 1 HerbaShine Color Creme with Bamboo Extract Haircolor
three dollars OFF 1 L’Oréal Paris Sublime Mousse by Healthy Look
$2.00 OFF any 1 Garnier Fructis Sleek & Shine Blow Dry Perfector Kit
$2.00 OFF 1 Renu fresh or Renu sensitive multi-purpose solution (8 oz or larger)
One Dollar 1 Garnier The Brusher Clenser
$1.00 1 Garnier Fructis Style Product
One Dollar Vaseline Lotion 24.5 oz. product
$1.00 1 OPTI-FREE RepleniSH solution, 10 oz or larger
One Dollar 1 Sally Hansen Beauty Tool $2 or more

This set of coupons is provided courtesy of SavingsBlogger, the new blog that helps out readers with saving money.

More about SavingsBlogger.com.
SavingsBlogger.com is a fun and positive blog dedicated to helping you find the latest savings on your groceries through free samples, coupons, helping you save money so that you can live within your means, enabling you to save more and give more. We want you to live the generous life, simple and debt free.

With the price of petrol at an all time high, it has placed upward pressure on grocery expenses when it comes to filling up at the bowser. The continued crisis in Libya isn’t helping and will continue to keep petrol at all time highs. As part of the my blogging series to encourage you to save, live simply and live a sustainable life I’ve picked up a few tips so that you can save on your petrol costs. These tips should be able to save you considerable costs on the running of your vehicle.

1. As the temperature starts to warm up and head into summer, don’t use the air conditioning. Consider opening the window and putting up with short periods of being uncomfortable.

2. If you have a manual car, put into neutral while sitting in traffic.

3. Roll down hills without accelerating.

4. Accelerate at a moderate pace and don’t floor the accelerator as that uses up significant amounts of petrol.

5. Service your car regularly as recommended by your mechanic to ensure your engine is running efficiently.

6. Don’t use your car as a storage unit. Keep the weight in your car as light as possible.

7. Keeping your tyres at the optimum pressure will allow you to use less petrol.

8. Consider using the car every second day instead. Use public transport or consider car pooling with someone who live close to you. This will halve your petrol costs if you are able to car pool.

9. If your car is running on petrol, consider switching to LPG. Liquefied Petroleum Gas or LPG can be about 50 per cent cheaper than petrol, liter for liter, and is better for the environment. It reduces exhaust emissions, increases the life of your engine and, in some cases, gives you better performance. However it will cost you money upfront. But the amount of money saved in the long run will make the investment worth every cent.

10. If you’re in the market for a new car, do your investigation on the growing number of hybrid varieties. Some of the smaller cars being produced from Toyota including the Prius are environmentally friendly and will save you money in the long term.

If you would like to find out more tips on how to save around the house, check out SavingsBlogger.com to get the best advice and a little bit of humor. The site is updated almost hourly with the latest savings from all around the country.

More about SavingsBlogger.com.
SavingsBlogger.com is a fun and positive blog dedicated to helping you find the latest savings on your groceries through free samples, coupons, helping you save money so that you can live within your means, enabling you to save more and give more. We want you to live the generous life, simple and debt free.

When it comes to freebies and saving money, it really depends on what products you are receiving to really know how much you can save. If your family qualifies as a low income household then you can use coupons, sign up for free groceries for a year, get Food Stamps and WIC. This alone can save you over eight hundred dollars a month and provide you with about seventeen hundred dollars’ worth of groceries if done correctly.

This is how you should do this: apply for programs like WIC and Food Stamps and then go collect some free coupons. You can find all these coupons in the local or Sunday paper and use coupons that match sales ads. Also sign up for things online using sites like FreeStuff4Free.com which specialize in finding out the latest and best free stuff that will help save you money.

If you love make up and cosmetics you know that these items are not cheap. However there are a lot of free make up kits and age defying products available. When you get these free make up kits and cosmetics, this is not including the bathroom necessities or anything like that. You can save approximately nine hundred dollars easily without having to go to more than ten websites and filling out your contact information.

When it comes to bathroom products you can save over two to three hundred dollars just by asking for free samples. When we include diapers and formula you can add four hundred dollars per month to that if you are buying conservatively.

The more offers you apply for, the more product samples you receive will definitely increase how much you save. If you play games and earn points for prizes and enter to win money and things like that we have estimated you will have saved over three thousand dollars and should have at least an extra thousand dollars in your pocket from visa cards and cash prizes and maybe even a few new paychecks coming in each month.

The total amount you can save with online freebies, online coupons, special offers, and deals on Internet games are potentially over two thousand dollars per year. This is all by spending about 30 minutes to an hour searching for online freebies which is not hard on just about any product you are looking for. So if you spend a few hours per day doing this you will save $2000 per month, not per year. This amount will grow if you continue to keep up with all of the offers and new products available and look into finding new companies that are just opening their doors. Try all of the free samples and check the same sites on a weekly basis for new product updates and new offers. Your email will be full so you may want a new email account for doing this.

We all know that saving on groceries is a pain. Yet it constitutes the bulk of our expenditure each week. This list has been compiled to help you save money on your grocery buys.

- Make a list. It helps to stick to your budget, reduce annoying mid-week trips and cuts down on those impulsive buys.

- Plan your meals in advance, then shop to purchase the ingredients for them.

- If you have kids, shop by yourself. Not only will you get some peace and quiet, you will save money by avoiding the kid-pestering factor.

- Eat before you shop. You use more money when you are hungry.

- If you decide to taste the food freebies at the supermarket, make sure that you don’t just end up purchasing the product that is being promoted unless you it was part of your shopping plan.

- Check out free stuff sites like FreeStuff4Free.com which can provide the latest savings in coupons and freebies. Some of these may help to save on your grocery list.

- Check out Coupons.com each week for savings on your usual grocery purchases. Sometimes you will be able to stack with in-store savings and get items for FREE.

- Work clockwise. A Choice report on supermarket tricks of the trade published earlier this year indicated consumers who travel in an anti-clockwise direction will spend on average, $2 more per trip than clockwise shoppers. Weird? Definitely but we can only go on the research!

- Beware of BOGO FREE promotions. Obviously these are used to suck you in. This is only good value if they are things you are or were going to use.

- Buy toilet paper when it’s on sale. Bulk buy and save heaps. Toilet paper does not have a use by date.

- Buy in-season fruit and vegetables. It is a supply and demand thing. If there’s more around, the price will be lower and the taste will be better too.

- Buy in bulk. The trick is to only purchase the things you use a lot or that last. So purchase 10 kilos of fresh meat probably isn’t the wisest move unless you live with ten giants.

- Add an extra meat-free meal to your weekly planning.

- Cut down on meat portions and eat more sides.

- Know the rough cost of things that you purchase. That way you will know if you have receive a genuine bargain.

- Don’t just watch Masterchef. Be one! Save money by becoming a better cook. Learn great recipes that are more affordable, for example recipes that use secondary cuts of meat.

- Cut your own vegetables. If someone else did it for you then you will pay for that privilege.

Use these tips to help give you significant savings that you can put towards debt reduction.

The price of eating out can really put a dampener on a night out and in this current financial state, even more so. Whether you like eating out during your lunch hour, heading out on a date or just don’t have the motivation to cook, these money saving tips will help you cut costs the next time you venture out into the culinary world of restaurants.

Use free stuff sites like FreeStuff4Free.com to keep you up to date with the latest food freebies and utilize them when they are released from your favorite restaurant or eatery. This website that specializes in free samples will often have free printable restaurant coupons that will save you a bundle.

Order a salad and an appetizer. Usually the appetizers are the most exquisite item on the menu with the best taste and are a lot cheaper.

Following on from the above point, do not waste food. Therefore if you know you can’t finish a main, then don’t order it so that it is thrown out. An Appetizer or entrée will actually get you through. Just because you can have it doesn’t mean that you should.

Consider having breakfast, brunch or lunch dates instead of dinner dates. Dinners tend to be the most expensive meal.

Bring your own wine and pay only the corkage fee. Most restaurants charge a markup that is astronomical and not worth the eating out.

Make sure you visit your favorite eatery’s site and if they have a club to join, then do it. You will often the be the beneficiary of many freebies that are sent out on your birthday or money saving coupons.

Use restaurant.com to pay up to 50% less for your bill at a local favorite. Generally they will sell a $25 gift certificates for just $10. Sometimes that gets even more reduced to a ridiculous amount of just $2! Savings galore!

Buy the local Entertainment Book to receive countless Buy One Get One (BOGO) Free coupons for restaurants in your neighborhood. I cannot recommend this resource highly enough. This book is cheap, so eating out once will cover the initial investment. It’s a great way of discovering new places as well. Most books have over 200 dining discounts.

Sometimes all that is required is a little commonsense. Do not just go out for the sake of it. Take stock of your finances and know what you can and can’t afford. If weekends are the premium times to eat out, then eat out on weeknights. Use coupons and never pay full price. There is absolutely no need to pay top dollar. Restaurants desire your patronage and not the other way around. You have the upper hand. So make use of it!

Yeah I said it! freebies for groceries! When was the last time you received free groceries? Many retail chains will offer you coupons for buy one get one otherwise known as BOGO free items at the check-out counter. It is also beneficial to use a buy one get one free coupon if you have a coupon that matches the item you have to buy. H-E-B grocery store always has ads in their paper for their meal deal. For example if you purchase a gallon of milk they will give you a free chicken and dinner rolls and a box of Mac-n-Cheese. This is just a sample of the offers they give each ad will vary and its best that you look at what your local H-E-B is offering.

If you go to church, they usually have a food pantry for their members and for families that need help. You can call any local church and ask them about their food pantries. Ask them if you can get free food from their pantries. Most churches will ask you to come join them on a Sunday service, however it is your choice if you attend or not. And this is generally for those that are in desperate need so don’t take advantage of this situation.

You can also check out the local paper for coupons that have buy one get one free. You can also go online and get free groceries from websites. Go online and fill out free offers on these websites to receive free groceries. Sometimes you can get free groceries and other freebies for a year or two just for taking surveys. Almost all of these sites will require information and request you fill out another program and participate in all offers they request.

You can also go to freegroceriedirectory.com and get over two hundred and fifty dollars’ worth in groceries. This functions just like the survey websites. You check availability in your area, fill out the affiliate programs and once you are done you will get your two hundred and fifty dollar gift card or visa card in the mail. Some of the affiliate programs will direct you to another website to complete and that is okay as well. Many websites do this to advertise other companies and to also give you an incentive to buy their items at a later date. Most free grocery websites will show up if you search for free groceries in the search engines. This is how many Americans can save money on groceries and also get free groceries. Once you search for free groceries also try free groceries for a year. This is always a favorite. Who wouldn’t want to be fed for free for a full year? Especially with the price increase in food and the recession that has not ended. Now is the time to take advantage of anything free.

Did you know that you can make a little spare cash in your spare time by taking online surveys? Companies who want to know what’s on the minds of their customers are willing to pay for your opinion. These opinions are then collated and onsold to marketing companies so that informed decisions can be made on upcoming trends and the types of people that purchase their products. Online surveys won’t make you rich, and won’t allow you to quit your day job, but you can make a little extra cash while engaging in a hobby. It doesn’t cost a cent to sign up and you get rewarded!

Below is a list of some of the survey sites available:

American Consumer Opinion: Get rewarded for sharing your opinions and ideas in online surveys. Win money in monthly sweepstakes just for being a member. There are additional chances to win money in drawings when you fill out a short questionnaire. cash each time you complete a survey.

GlobalTestMarket.com: Make cash by filling out surveys and referring family and friends.

goZing surveys: In return for taking part in online and/or telephone surveys, you receive Amazon.com gift certificates or PayPal cash.

I-SpeakUp.com: $50 for filling out 25-minute surveys, $150 participating in focus group panels for 30 to 60 minutes, earn free trips, free diners, get freebies given to you with each survey completed.

Online-Paid-Surveys.net: A free site where users can share experiences and learn about online paid survey opportunities. The site includes a user blog, polls, a user review section and editorial reviews on legitimate paid market research opportunities.

Opinion Outpost: Opinion Outpost is an online community where people like you can come to share their opinions by participating in survey research. In return for your valued opinion, you can earn points which can be redeemed for cash and prizes.

SurveySavvy.com: Earn cash by filling out surveys and referring friends.

YellowSurveys.com: Over 500 survey companies offering paid surveys in cash and prizes.

This list is by no means the be all and end all of survey sites. There are many others available that are legitimate. If you are interested in finding out more survey sites, check out FreeStuff4Free.com, a site that specializes in freebies and free stuff. Their money page shows more ways to save money without signing over any credit card or other personal details which is essential.

In the end, your security is of the utmost importance as you do not want your identity compromised. I suggest that you pick only a few of survey sites and start that way. There is no point in signing up for all of them. You need to make sure you know which ones are the best by payout and most reliable. Obviously word of mouth is important so if you enjoy the service, you will be more likely to refer your friends which in turn will mean you get paid extra.

Hope you make a little extra cash!

In this current economic climate, the average family must learn to save in order to maintain a healthy lifestyle and mortgage repayments. Today let us guide you with some easy steps to save you some serious dough. In fact these steps could save you up to $50 a month.

So let’s get started!

1. Before purchasing new product lines of your favorite brand, test it out by using freebies provided by the organization. This is especially relevant when it comes to beauty or women products. Walmart has a free samples section on their website where some of the lines they stock are given away for FREE. This will help you decide on your purchase without having to buy a full sized sample. You could save up to $30 a month with this step.

2. Refrain from dropping into your local coffee shop on the weekends. A single visit is approx $2. If you go with a friend or partner, you double that. 4 weekends in the month and you can do the math!

3. Pre-plan your gift purchases for friends and family instead of purchasing last minute. As you know the likes and dislikes of your networks, purchase according to when items go on sale. When you don’t you inevitably spend more than as needed.

4. Bring your lunch to work once a week instead of eating out. Resist the temptation of eating with work colleagues even when they ask. It’s for your benefit!

6. Instead of a family night out, consider having an old fashion picnic together or a bike ride. Reducing entertainment costs doesn’t mean curbing the fun. There are many sites on the Net that will give you many great ideas on how to have cheap and often even free fun.

7. Begin using coupons in your purchase of groceries. Sites like Coupons.com or Redplum provide weekly printable coupons that will save you substantial amounts. You can often use these coupons to combine and stack with in store sales, often reducing the asking price by up to 90% and sometimes you can get them for free. Websites like FreeStuff4Free.com have coupons in their section that will allow you get free stuff from a range of categories. Begin small and then once you realize the power of coupons, it will become addictive.

8. Stop purchasing DVDs and books. Most of the time, once you finish reading or watching, you’ll never use them again. Begin to take advantage of your local library. You’ll be surprised that they actually hire out for free many mainstream movies. This will save you bucketloads!

As you can see, just be adjusting a few things in your life, you can really save some of your hard earned cash.

Outside of the mortgage debt, the largest expense that we have are our groceries. If you think about it, the amount we spend of food is astronomical. Aside from the food we cook at home, when we have a snack here or there it all adds up. The temptation we face on a daily basis every time we leave the house, from supermarkets to restaurants, cafes and takeaways asking for your business. Unless you have absolute will power, you will inevitably fall for the temptation and spend money, sometimes money that you don’t have.

This article will give strategies on saving money when purchasing everyday groceries.

1) Don’t Be Brand Dependent
One of the simplest ways to save money when purchasing groceries is to stop being brand dependent and start buying whatever brand you can get on a great sale with a coupon. I refuse to purchase anything at full price and so should you. Also determine what quality standard you are willing to compromise for because not all brands are the same. However the trade-off is in the value that you place on the quality. Never just assume that the most pricey brand is the greatest quality. The reason that brands charge more is that they have higher marketing costs and are basically trading on their brand name. So you need to determine which products work for you.
Purchasing from “no name” stores like Aldi will also help save money on groceries. So if you have any pre-conceptions over certain stores, remove them. You need to start again with a clean slate and actually try purchasing from these stores to test it for yourself. Don’t be swayed by what your friends or others may think of you. That will again get you into trouble and cost you more money.

2) Use Coupons
If you haven’t already started using coupons with your grocery purchases then you have been living under a rock! There are coupons available all on the Internet that help you to save copious amounts of money on your groceries. There are major companies that deal out printable coupons like coupons.com and Redplum.com but often supermarket sites will often distribute their own coupons. Some of these will even turn out to be freebies, which again will save you money. Websites like FreeStuff4Free.com which specializes in free stuff and free samples also have sections for coupons that will help save you on a range of expenses.

3) Use Memberships to Save Money
Some discount stores like Sam’s Warehouse or Costco may require an annual payment to take advantage of their discount prices. You should do your maths and determine whether or not it is to your benefit to take up membership. More often than not it will be and you should actually endure the short term economic pain for the longer term gain.

If you can afford it in your grocery budget, stock up when the price is low so that you don’t ever pay retail for your groceries again. Start your savings today!

One thing that you cannot get enough advice on is how to save money. The uncertainty of the economy all around the world and the mounting debt of all countries from established economies to developing ones is scary. Therefore for the everyday consumer, the reduction of debt should be paramount on the mind of every family just in case the economy has lingering after effects from the Global Financial Crisis that was faced during late 2008/2009. The anecdotal evidence points to lingering effects with Greece experiencing severe economic depression. Therefore everyone should be wary of the uncertain future.

The important thing is to reduce or remove debt where possible. If you are able to do that, then should the economy suffer, you will not be adversely affected. Here are some tips on how to save money which you can then funnel the savings towards paying off your debt.

If you have a credit card and owe money on it, make sure you are able to pay off the balance on your credit card at the end of each month to avoid interest accruing. If you’re only able to afford paying the minimum monthly amount, pay weekly installments instead of one monthly payment. For example, if you owe $100 per month, pay $25 per week. Because credit card companies accrue interest daily on your balance, paying only once a month is a huge detriment to your fiscal health.

Try to eat at home a lot more. Even if it is only 1 meal per week, it will save you quite a lot of money over the year. You may like to try cooking in bulk and freezing meals so that you do not have to spend money on going out and takeaway food.

If you do need to go out, use two-for-one otherwise known as BOGO (Buy One Get One) free coupons when dining out. These can be found in your local newspapers, flyers, traditional junk mail and now in recent times on the Net. In fact on the Internet you are able to find food freebies. Different restaurant chains actually give away free samples or free food to encourage greater patronage. If you are a group of four or more people, consider buying dining certificates at Restaurant.com. After choosing your city and state on the website, you will be presented with a listing of restaurants vying for your business. Obviously another source of entertainment and restaurant coupons is through the Entertainment book.

Use freebies to help make educated purchasing decisions. Whether you like it or not, businesses are using free stuff more and more as a marketing ploy to get more consumers to purchase their products. As a consumer, you should take advantage of these freebies being given out and trial their products. From there you can make good educated decisions on whether these products suit you and your family saving you time and money in the process.