Are you one of those people who thinks that saving for retirement can wait until you are in your 40’s? That is a big mistake that many people make. You can not wait until you are in your 40’s if you really want to be serious about saving for retirement.
Most people would like to retire and never have to work again. Most people think that with their 401k and retirement plan that they will be fine, but that is not often the case. Once retired there are still bills to pay and expenses that you need money for and your savings may not be enough.
When you reach about 21 years of age you should start to seriously think about retirement. You need to formulate a plan and stick to it. By starting at this age you will be prepared for unexpected things that can happen, such as an early retirement.
Start early saving for retirement and chances are when the time comes to retire you will be sitting pretty.